We are committed to protecting your personal information and your right to privacy.
Welcome to Xpenzo ("we", "our", or "us"), a premium fintech expense manager developed by PG Developer. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.
By using Xpenzo, you agree to the collection and use of information as described in this policy. If you do not agree, please do not use the application.
| Data Type | Collected | Shared | Purpose |
|---|---|---|---|
| Email address | Yes | No | Account creation & login |
| Display name & photo | Yes | No | User profile display |
| Financial / expense data | Yes | No | Core app functionality |
| User ID (Firebase UID) | Yes | No | Data synchronization |
| Device identifiers | Yes | No | App stability & analytics |
| Crash logs | Yes | No | Bug fixing & improvements |
| Payment / bank details | No | No | — |
To create and manage your account, sync your expense data across devices, and provide all core features of the app.
To verify your identity via Google Sign-In (powered by Firebase Authentication). We do not store your Google password.
Your expense records, budgets, and group data are stored in Firebase Firestore and Realtime Database to enable multi-device access.
Anonymised usage patterns help us improve the app experience. No personal financial data is used for this purpose.
Your data is stored securely using Google Firebase infrastructure, which complies with industry-standard security practices including:
You may export your data at any time as an Excel file from within the app using the built-in export feature.
Xpenzo uses the following third-party services. Each has its own Privacy Policy:
Used for app typography. No user data is collected. fonts.google.com/about
We implement commercially reasonable security measures to protect your data. These include encrypted communications, Firebase security rules, and regular security reviews. However, no method of electronic storage or transmission over the Internet is 100% secure.
We encourage you to use a strong, unique password and enable two-factor authentication on your Google account.
Xpenzo is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will delete it immediately.
If you believe your child has provided us with personal data, please contact us immediately at the email below.
You have the following rights regarding your personal data:
You can view all your data directly within the app.
Export all your expense data as an Excel file from the app's export feature.
You can delete your account and all associated data at any time by contacting us. We will remove your data within 30 days.
You can update your profile information (name, photo) directly in the app.
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the app after changes constitutes acceptance of the revised policy.
We encourage you to review this policy periodically for any changes.
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us.
📧 Contact Us
Developer: PG Developer
App: Xpenzo — Premium Expense Manager
Package: com.pgdeveloper.xpenzo